Find Affordable Deals Under 1 crore Before They’re Gone
If you are searching for a cheap house for sale in Kathmandu or Lalitpur. The price of most properties in the valley continues to climb, making it more difficult to find a home that fits your price range. However, there is good news. Some homeowners are selling their houses urgently because they are relocating, have financial needs, or have other reasons. Typically, these homes are priced under NPR 1 crore in Nepal and are ideal for buyers with a budget who are ready to make an immediate purchase.
Why Are Houses Being Sold Urgently?
So why do these urgent sales happen? An urgent sale typically occurs when sellers are in a hurry. They may be moving abroad, clearing debts, or need immediate cash. As a result, they’re often open to quicker deals and better negotiations. For buyers, this means a chance to buy a house at a lower price, get fast possession, and sometimes even avoid middlemen or commission fees.
Where Can You Find Urgent House Sales in Kathmandu?
There are several areas in Kathmandu where urgent sales are more common:
- Tokha – Peaceful residential area with budget houses starting from around NPR 85 lakhs.
- Kapan – Well-connected to the central city, offering small homes under NPR 1 crore.
- Thankot – Close to the highway, ideal for long-term investment.
- Kalanki – A Busy but affordable area, with access to public transport and markets.
Kathmandu offers better infrastructure and job opportunities, but prices are generally higher than in neighboring districts. Still, with urgent sales, it’s possible to find small or older houses within your budget.
What About Lalitpur?
Lalitpur is quickly gaining popularity for its affordable housing options. For first-time buyers, Lalitpur offers a pleasant balance between city life and serene surroundings. Here are some areas to look into:
- Imadol – A fast-developing residential zone with houses priced between 85–99 lakhs.
- Tikathali – Known for newly built homes and better planning.
- Lubhu – Offers peaceful living and often cheaper houses compared to other locations.
Can I Find a House Below 1 Crore?
Yes, you really can find a house below 1 crore, especially if you’re open to:
- Smaller homes (2–3 aana)
- Older or semi-finished houses
- Locations slightly outside the city center
Here are some examples of what’s available:
- 2.5 aana old house in Tokha – NPR 85 lakhs
- 3 aana single-story home in Kirtipur – NPR 92 lakhs
- Semi-finished 3 aana house in Tikathali – NPR 88 lakhs
You can even try negotiating further if you’re ready to pay quickly or have cash in hand.
How to Search for Urgent Houses Near You
If you’re looking to buy one of the urgent properties, you can search “urgent house sale near” on Google or property apps. Many real estate websites now offer map features where you can find listings closer to your current location.
Also, try checking:
- Facebook real estate groups
- Property listing apps in Nepal
- WhatsApp contact groups shared by local agents
Why Buy an Urgent Listing?
Here are a few benefits:
- You might pay less than market value
- Sellers are usually open to quick deals
- Fewer buyers mean less competition
- Often, the process is faster and easier
However, remember that not all urgent deals are perfect. Always review the legal documents and inspect the property before buying.
Things to Check Before You Buy
When buying a house quickly, make sure to:
- Check the Lalpurja (land ownership document)
- Confirm the municipal approval of the house design
- Make sure there are no unpaid taxes
- Understand your loan eligibility with banks
- Scrutinize the house — look for damage, dampness, or weak foundations
Frequently Asked Questions (FAQs)
Can I get a home loan for urgent house deals in Nepal?
Yes, but some sellers may prefer cash buyers. A pre-approved loan helps
Why are these houses cheaper in Kathmandu?
Primarily due to urgency, the seller may need immediate cash or is relocating to another country.
Is it safe to buy an old house in Nepal?
Yes, if you verify documents and get a proper home inspection.
Are urgent house listings usually negotiable in Nepa?
Yes, most sellers are willing to negotiate the price, especially if you can pay quickly or in cash. This is one of the biggest advantages of buying urgent properties.
What types of houses are usually sold urgently?
Often, urgent sales include older homes, small houses, or properties in developing areas. Some are semi-finished or recently vacated by families moving abroad.
Can I purchase a house directly from the owner?
Yes, many urgent listings are sold directly by owners, which can help you avoid agent commissions. However, it’s still a good idea to involve a legal advisor or a real estate expert for documentation purposes.
